How do you handle model risk for AML classifiers?

AML AI is treated as an SR 11-7 material model. We ship development validation, ongoing monitoring plan, challenger comparison, and quarterly retrospective on suppressed alerts. Model risk documentation is part of the delivery, not an add on.

Which KYC / identity vendors do you integrate with?

Alloy, Persona, Sardine, Middesk, Trulioo, Onfido, Socure: most vendors publish clean APIs and we've integrated with all of them. For beneficial owner and PEP data we layer OpenCorporates, LSEG World Check, and Refinitiv (or your existing subscription).

How long does an AML automation project take?

12 to 20 weeks. Weeks 1 to 4: shadow mode against your existing alert queue to build training data and eval harness. Weeks 5 to 12: production classifier + BSA officer UI. Weeks 13 to 20: cutover with sponsor bank sign off and quarterly monitoring cadence established.

Can this reduce SAR filing volume without regulatory risk?

We don't reduce SAR filings: we make sure the ones that need filing get filed with better narratives, faster. What we reduce is the ratio of false positive alerts to genuine cases, so BSA officers spend time investigating real risk instead of closing noise.

Financial Services Engineering

Payments & Compliance Automation

AI driven KYC, AML monitoring, sanctions screening, and regulatory reporting: with the audit trail your sponsor bank asks for.

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What is payments and compliance automation?

The Answer

Payments and compliance automation is AI-driven KYC (know your customer), AML (anti-money laundering) monitoring, and sanctions screening deployed inside your VPC. We automate the manual review queues — risk scoring, document verification, customer re-authentication — so your compliance team reviews only the high-risk outliers.

What you get

Three outcomes we commit to before we start.

AI triaged alert queues

LLM classifiers score every AML alert against your BSA officer's historical decisions. High confidence false positives auto close with reasoning trail; genuine risk gets escalated with pre drafted narrative: analyst throughput 3 to 5× on the same headcount.

Continuous sanctions screening

OFAC, UN, EU, HMT, and OpenSanctions lists refreshed nightly. Beneficial owner graphs walk N hop screening so a customer with a tier 3 sanctioned owner gets flagged: the pattern manual screening misses.

Regulator ready reporting

SARs, CTRs, and 314(a) responses generated from the alert graph with full lineage. Your BSA officer reviews and signs; we don't touch the sign off: but we make it fast.

The Guaranteed Production Pilot

Fixed scope · Written target

A production Payments & Compliance system in your VPC: audited, documented, owned by your team.

Not a slide deck and not a sandbox demo: a working Payments & Compliance deployment inside your own cloud boundary, mapped to your compliance controls and handed over with the schema, the eval harness, and the runbook.

Speed

Architecture and success criteria signed off in week one. First working slice running in your environment inside 30 days.

Zero effort

Fully done for you. Our senior squad owns ontology, build, evals, and compliance mapping: your team reviews and signs off, nothing more.

Risk reversal

Fixed scope, fixed price, and a measurable success target agreed in writing before we start. Miss the target and you don't pay for the pilot.

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